HouseHunt Insider
In This Issue
* Seasonal Suggestion
* Making the Holidays Greener
* Preventing Foreclosure
* Critters, Keep Out!
* Make What You Already Have Fab: Hire a Redesigner
* Avoid Mortgage Mayhem
* Monthly Survey
* Past Issues: November, October, September, August
Monthly Quote

“The worst gift is a fruitcake. There is only one fruitcake in the entire world, and people keep sending it to each other.”

- Johnny Carson, American entertainer, (1925-2005)

Tip of the Month

Part of the fun of the holidays is the spectacle: the glittering lights, the colorful gifts, the thoughtful cards. Whatever holiday you celebrate, make your home more festive with these easy tips:

Hanukkah: Combine cobalt blue items with silver to make every aspect of your home ready for the festival of lights. If you’re hosting a meal, purchase cobalt blue stemware, which is great for company. An elegant cobalt vase filled with white roses or silver balls or stones makes a lasting impression. You can place it between a pair of silver candlesticks or in front of a sunny window to create a stunning look.

Christmas: You don’t have to cover your home in lights, snowmen and garlands to jazz up your holiday. A few simple decorations can transform your home from normal to Christmassy!

• Purchase and hang some stockings – this item instantly says “Christmas”!

• Hang a wreath. Available in countless stores and in styles that range from traditional to kitschy to swanky, a wreath welcomes guests into your holiday home.

• Play some Christmas music. Although not a decoration, playing a little “Jingle Bells” and “White Christmas” gets everyone in the holiday mood.

• Dim your lights and light some candles. Easier to set up and take down than lights, candles are elegant and festive. You can choose between a variety of colors, but you should go with a theme, such as red and green or silver and gold. You can also throw in one or two strongly scented candles to add the smells of the holidays to your home, such as baking cookies or freshly cut Christmas trees.

• Pick up a few poinsettias. Another instant way to give your home some holiday pick-me-up! Place a few in prominent places, such as at the foot of a staircase or in the corners of your dining room.

Kwanzaa: There are a few key items that you shouldn’t be without when celebrating Kwanzaa: a mkeka (a place mat usually woven of straw or raffia), a kinara (candleholder), mishumaa saba (seven candles – one black, three green, three red), mazao (fruits and vegetables representing crops), vibunzi (one ear of corn for each child in the household) and a kikombe cha umoja (communal unity cup). Once you have these items, decorating for the Kwanzaa celebration is easy. If you celebrate Thanksgiving and/or Christmas, you can recycle many items you would use for those holidays. From Thanksgiving, you can re-use many of the harvest-themed items, such as ears of corn, squash and gourds (just make sure you omit the cornucopia, since it is a Western tradition). Since red and green are also colors of the African flag, you can purchase solid-color items to use for both holidays, such as napkins, table runners, placemats and candles. To decorate your Kwanzaa table, first put a red or green tablecloth on the table to protect your wood surface. Center the mkeka on top of that as either a table runner or a square table topper. Place a kinara as your centerpiece, with the black candle in the middle, the three red candles on the left and the three green candles on the right (you can also alternate candles if you wish). Place baskets and wooden bowls of fruit and vegetables around the kinara and arrange your ears of corn around the bowls and baskets. From there, you can get creative, whether it’s hanging the African flag in the room or some African-themed posters.

Source: Holiday Decorating for Dummies by Kelley Taylor, Wiley Publishing, Inc., 2003.

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Making the Holidays Greener

Attention to environmental issues is increasing both in the media and among the general public. The holiday season can be especially wasteful, so we’ll walk you through easy ways you can make your holidays greener!

Thinking about all of the discarded wrapping paper, dried-up Christmas trees and tossed cards can make those of us who are environmentally conscious feel more than a little holiday guilt. According to estimates from the California Integrated Waste Management Board, the 10-week holiday season generates an extra million tons of waste nationwide each week! So, what can you do to lessen your impact on the earth this holiday season?

Plenty, according to a recent Wall Street Journal Online article, and it won’t be as difficult as you think. Not all of us are crafty or handy, so check out these five ways to be greener during the holidays without a glue gun or hammer:

1. Your shredder is your friend. Do you typically send a few packages to friends and family scattered throughout the country or the world? Instead of purchasing Styrofoam peanuts or bubble wrap, make your own packing materials by employing your shredder. You can make it easy and just shred newspaper or used paper, or you can be more festive and shred colorful, shiny holiday catalogs. Shreddings can be used for packing gifts to send or for filling gift boxes. If you tend to receive gifts in the mail or you order online or through catalogs, another way to conserve and re-use is to keep boxes and packing filler you receive and use them to send gifts. This also saves you the trouble of having to purchase these items!

2. Rethink wrapping. Wrapping paper is probably one of the more wasteful aspects of the holidays. Most manufacturers don’t use recycled paper and some types of wrapping paper, like foil, can’t be recycled after they are used. You can do your part to save some trees and still end up with a beautiful gift. One option is that if you have to buy wrapping paper new, make sure it’s made from recycled paper. You can also re-use old wrapping paper and bows if you are careful not to rip or crinkle it too much in the haste of opening gifts. Gift bags are another option that are easy to use season after season and tend to weather re-use better than wrapping paper. You can also get creative and use different materials for wrapping gifts, such as the comics from your newspaper or holiday gift catalogs. You can also try to seek out thrift store items, like old maps, magazines or even clothing. The same goes for ribbons and bows. Use old string, worn-out tape measures or an old tie instead.

3. Use a live tree. There is always a heated debate about whether a fake tree or a live tree that is recycled into mulch is better for the environment. You can skip the controversy by purchasing a potted tree and then planting it after the holidays. A potted tree can be re-used year after year, and will make your yard prettier during non-holiday months! You can employ other live plants as combo decoration/party favor during the holidays. Try using an assortment of smaller potted plants, such as rosemary or poinsettia, as your holiday centerpiece. When guests leave, give each one a potted plant as a gift!

4. Recycle cards and send recycled cards. During the holidays, two billion holiday cards are sent and no one knows how many are on recycled paper, says Barbara Miller, spokesperson for the Greeting Card Association. Most greeting cards are not printed on recycled paper, so you may have to look a little harder for holiday cards that are recycled. Another option when sending holiday cards is to consider sending e-cards instead. Finally, when the holidays are over, make sure you recycle the holiday cards you received!

5. Decorate with old items. Instead of buying a brand-new factory-decorated wreath, why not use items around your house to decorate one of your own using items you already have? Seashells, ribbons and toys can all be tied onto a wreath to give a personal, unique feel to your holiday décor. Whatever items you choose to use – toys, cookie cutters, cups – you can secure them onto a wreath with wire and top it off with a big bow. You can use the same techniques for your Christmas tree. Instead of purchasing ornaments, use antique teacups filled with candy or strings of popcorn. Be creative, and use what interests you, whether it’s toy cars or golf. Just picture what a conversation a Christmas tree decorated in golf balls, tees and scorecards will be!

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