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Monthly
Quote |
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“The most important work you and I will ever do
will be within the walls of our own homes.”
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-Harold
B. Lee (1899-1973), American clergyman |
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Tip
of the Month |
When
is it time to get a new refrigerator? Or a new oven?
The average life span of a washer is 11 years, while
a dryer lasts an average of 10 years. An oven lasts
an average of 14 years, a dishwasher lasts an average
of 8 years and a refrigerator lasts an average of
10 years. If your appliances are older, you may want
to consider scrapping them for newer, more efficient
models!
(In:
“Household Appliances: Repair or Replace?”,
Jean Chatzky, USA Weekend, June 18-20, 2004)
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Overview:
If you have moved before, you may think that you learned
from the mistakes you made last time and will now be
better prepared. If this is your first move, all the
planning in the world may still mean that you’re
in for a big surprise or two. An MSN.com article discusses
some hidden costs of a move that may crop up.
As you probably know, planning is essential when you’re
gearing up to move. But, even though you may think you’ve
considered all of the scenarios, be aware of these possible
additional costs:
- Even if you have bought more boxes
and tape than you think you could ever possibly
use, you may still run out at the last minute. If
you purchased a package deal on packing and moving
supplies, last-minute rolls of tape or boxes may
have to be purchased piecemeal. If you have to run
out to buy these items, hired movers may be standing
around waiting – and getting paid –
until you return.
- If you and/or your partner is taking
the day off work to move, consider the lost income
or the vacation day that could be better used elsewhere.
- Providing water, snacks and maybe
even lunch for movers will be tremendously appreciated.
Workers may even be more efficient and may give
you breaks on some things.
- You may want to consider tipping your
movers when they finish up. If you decide to do
this, you will want to have cash on hand for each
person.
- There are unscrupulous people in every
job on the planet. Watch out for movers who are
looking to take advantage of you. Workers who are
paid by the hour may work more slowly to try to
draw out the job for another hour, while workers
who are paid by the job may tend to rush, which
may result in broken or damaged items.
- If you are doing some or all of the
moving yourself, be extra careful. An injury could
mean expensive medical bills, therapy and possibly
a lasting problem.
- Renting a moving truck means that
you may have to buy truck insurance if your auto
insurance does not cover a rented moving truck.
Also, you may want to purchase a rider to cover
your possessions: standard homeowner’s insurance
will not cover your goods while they’re in
transit and truck insurance only covers the vehicle
itself.
- Remember the costs of traveling,
even if you are only going a short distance. Gas,
hotels, restaurants and tolls can add up.
- If you’re having especially
bad luck when moving, you may get a rented truck
that is badly maintained. At best, this means you
could be shelling out more for gas. At worst, you
could have a breakdown, which means additional hassle
even if the truck company reimburses you for the
repair.
It can be difficult
to prepare for every unforeseen expense, but you can
do your best by being aware of the above possibilities.
Set aside some extra funds, including cash on hand,
for surprise costs and you may enjoy a less stressful
move.
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