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“My home is not a place, it is people.”

-Lois McMaster Bujold, American author, (1949 - ), Barrayar

Tip Of The Month

When you are looking for a contractor to do any type of work on your home, make sure the person or company you hire has the proper credentials. Contractors should be bonded, registered with the city or county and licensed by the state. Although these credentials are no guarantee that you will like the work or that it will be quality, you will at least have the reassurance that the contractor is licensed. Additionally, if you have a serious complaint about the contractor, it will help to know this information so you can contact the licensing agency or the Better Business Bureau or take the party to court.

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You should also check for proper insurance. A contractor should be insured for property damage, worker’s compensation and personal liability. Independent contractors may not have worker’s compensation insurance, but they should have proof of liability, medical and disability insurance.
 
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You can verify these credentials by calling the state, city and county housing authorities to verify licensing and bonding. To verify insurance coverage, you can call the contractor’s insurer.

 

Properly screening contractors, whether your job is fixing a toilet or finishing a basement, will go a long way toward preventing problems before, during and after the job.

(Source: Gary Hedstrom, Peggy Hedstrom & Judy Tremore, How to Fix Everything for Dummies, Wiley Publishing, Inc., 2005.)

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Always Lock Up

It may sound like common sense, but many people do not routinely lock their doors. A recent Realty Times article explores burglary statistics and looks at other ways to stay safe.

Believe it or not, many people do not lock their doors on a routine basis. Some may just be gone for a short time, so they don’t bother. Some think that their neighborhood is safe enough. According to a recent Realty Times article, locking your doors is always a good idea, regardless of whether you’re going to be gone for 10 minutes or if you’re going to be home all day.

According to the FBI, a home is burglarized in the U.S. every 14 seconds. Additionally, the home is occupied during 60 percent of those burglaries. The peak times for burglaries are July and August, according to Chris E. McGoey, a professional security consultant. February is the low month.

Most crime specialists say that burglars are typically looking for the easiest way to break into your home. An unlocked door or window is the ideal opportunity. Surprisingly, the highest percentage of break-ins occurs through unlocked front doors during daylight hours. President of Pioneer Security Services, Inc., Howard Feldman, advises “Don’t be complacent. The thought of having a break-in in the house…is so unpleasant to think about that people just don’t think about it and therefore they believe by putting their heads in the sand, it’s not going to happen.” In fact, Feldman says that there is a 75 percent chance that your home will be broken into at least once over the next 20 years.

A security system can definitely deter burglars, but the physical security of your home is still important, since a security system only alerts you to an intruder, and does not stop one. It is still prudent, however, to install a system. Often the signs that security companies put on or around your home serve as a large deterrent to criminals. Remember that not only first story windows and doors need to be locked. An open second story window can also provide burglars with a way to access your home.

Also keep in mind these other important safety tips include:

  • Again, lock all doors and windows when you leave your home or when you go to bed at night. For ultimate security, lock all first floor doors and windows when you are at home.
  • Use a good, secure deadbolt for all doors. You can also choose to install locking security screen doors. For sliding doors, be sure to use a block device, such as a wooden dowel on the track, in addition to the lock.
  • Use an alarm system. Keep your subscription current and always activate the system when appropriate. Also, use the decals the security company provides you. Put them in obvious places, such as first floor windows. Place security signs prominently by entryways.
  • Know your neighbors. Although you don’t have to start a neighborhood watch, it’s a good idea to exchange phone numbers in case of an emergency.
  • When you go on vacation, don’t let mail or newspapers pile up. This is a clear sign to criminals that your home is vacant.
  • Use light timers for lights inside your house. These are great for making the house look occupied when you go on vacation or are out for an evening.
  • Install motion-detecting lights outside. These can also save you money on electricity, since they will not be on for the whole night.
  • Keep landscaping neatly trimmed. Large bushes and trees that block windows and doors provide ideal cover for burglars.
  • Use through-the-frame pins to completely secure windows.

Most importantly, educate your family about safety. Make sure that everyone understands the importance of locking doors, not answering the door to strangers and activating the alarm system consistently. You will find it much easier to take preventive measures now than to pick up the pieces after a devastating burglary.


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