Homes for Sale
In This Issue
* Seasonal Suggestion
* Lose your job, keep your home
* Need to rush your home purchase? Here's how
* The prisoners of drywall
* Is your home underinsured? 8 key points
* How to wow your mortgage lender
* Monthly Survey
* Past Issues: October, September, August, July,
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Never fear the want of business. A man who qualifies himself well for his calling, never fails of employment.

Thomas Jefferson (1743 - 1826)

Tip of the Month

How a Water Softener Works

The standard whole house water softener works on the principle of ion exchange, termed “cation exchange.” It conditions hard water by substituting sodium chloride (salt) for hard minerals such as calcium, magnesium, and iron.

Inside a cation-exchange softener, the house water supply flows through plastic-like beads called “resin,” which are arranged in columns called “resin beds,” which reside in the “resin tank.” These beads attract the mineral ions of hard water while giving off sodium ions.

To periodically recharge the beads with sodium ions, they’re flushed with salt water (brine), a process that removes the hard mineral ions from the resin and discharges them as waste. Once excess sodium is rinsed away, the cycle begins again.

A typical water softener has a resin tank, resin bed, brine tank, and some type of control. The resin tank is a container for the resin bed. The beads that make up the resin bed are typically made from styrene and divinylbenzene. The brine tank is filled with the water and dissolved salt used for regenerating the resin beads. The unit’s flow and regeneration processes are handled by the control.

From www.hometips.com.

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Volume 6, Number 11
November, 2009

Welcome to the November 2009 issue of “At Home with HouseHunt,” HouseHunt’s monthly consumer newsletter. Unfortunately, many homeowners have been facing layoffs and trying to find a way to hold on to their homes. This month in Lose your job, keep your home, we hope to offer some help. Still want to take advantage of the $8,000 tax credit for first-time homebuyers? It’s not too late, but you have to act fast! Check out Need to rush your home purchase? Here's how for more information. Many homeowners are discovering a hidden culprit in their home that may be causing health problems: their drywall! In The prisoners of drywall, you’ll learn about the problem facing some. Do you have enough insurance on your home? Maybe, maybe not? Find out for sure this month with Is your home underinsured? 8 key points. Lenders have become more (understandably) strict over the past year, so it’s your best interest to look your best in front of them. How? Check out How to wow your mortgage lender for some great tips! Finally, our tip of the month will explain how water softeners work and our seasonal suggestion will help you create a tasty winter treat!


The HouseHunt Team - Information you need for all your real estate needs

Survey Question

What aspect of the current economy are you most concerned about?

1. Home sales

2. Jobs
3. The stock market
4. Government spending
5. Health care debate


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Seasonal Suggestion

Simple Chai Butter Cookies. more>>

Lose your job, keep your home

If you’re faced with a layoff, there are ways to escape foreclosure and stay in your home. By Amy Hoak of MarketWatch. more>>

Need to rush your home purchase? Here's how

The $8,000 first-time homebuyer tax credit runs out Nov. 30, but it can take 45-60 days to close on a home. Here are 4 ways to expedite your home purchase so you can take advantage of this federal freebie. By Lisa Scherzer of SmartMoney. more>>

The prisoners of drywall

Thousands of homeowners believe that imported Chinese drywall is making them sick and destroying their property. They’re awaiting government tests to conclude whether the drywall is a health hazard. And while staying could ruin the health of their families, walking away from their homes could ruin their credit. By M. P. McQueen of The Wall Street Journal. more>>

Is your home underinsured? 8 key points

Don't rely on your insurance company to size up what you need. Here are the steps you should take to make sure that a disaster doesn't ruin you. By Liz Pulliam Weston. more>>

How to wow your mortgage lender

It's not enough these days to have good credit and a steady job, as lenders are increasingly picky when it comes to loan approvals. Here's how to make the best impression. By Marcie Geffner for Bankrate.com. more>>



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