In This Issue

· Ten Signs of a Bad Contrator

· Easy Steps to Building Great Credit


· Let There Be Light - But Not Heat or Cold

· How Much Homeowners Insurance Do I Need?

· How to Renovate Intelligently

· Pumpkin Carving Tips

· Safety Tips for Parents, Trick or Treaters, & Homeowners

· Seasonal Suggestion

· Past Issues: September, August, July, June,

Monthly Quote

“Bring forth the raisins and the nuts-/Tonight All-Hallows’ Spectre struts/Along the moonlit way.”


-John Kendrick Bangs
(1862-1922), American poet, humorist and author
Tip Of The Month
If you ever find you have a clogged sink (which you inevitably will), the first step will be to try a drain unclogger. There is a wide range of chemical drain uncloggers available in any supermarket or hardware store. You simply pour the product in the drain, wait a few moments for it to dissolve the blockage and then flush the drain with running water to clear the blockage completely.

Keep in mind, however, that chemical drain uncloggers are not necessarily environmentally safe and may cause damage to plastic or rubber parts of your sink, or may cause injury if the cleaner splashes onto your skin or into your eyes. A kettle full of hot, boiling water poured down the drain is a non-toxic solution to clearing a clogged sink. Other alternatives include removing and cleaning the trap, using a plunger or using a drain auger, or snake.

 

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Safety Tips for Parents, Trick or Treaters, & Homeowner's

Parents:

  • Make your child eat dinner before setting out.
  • Children should carry quarters so they can call home.
  • Ideally, young children of any age should be accompanied by an adult.
  • If your children go on their own, be sure they wear a watch, preferably one that can be read in the dark.
  • If you buy a costume, look for one made of flame-retardant material.
    Older children should know where to reach you and when to be home.
    You should know where they're going.
  • Although tampering is rare, tell children to bring the candy home to be inspected before consuming anything.
  • Look at the wrapping carefully and toss out anything that looks suspect.

Trick-or-Treaters:

  • Carry a flashlight
  • Walk, don't run.
  • Stay on Sidewalks
  • Obey traffic signals
  • Stay in familiar neighborhoods
  • Don't cut across yards or driveways.
  • Wear a watch you can read in the dark.
  • Make sure costumes don't drag on the ground. Shoes should fit (even if they don't go with your costume)
  • Avoid wearing masks while walking from house to house.
  • Carry only flexible knives, swords or other props.
  • (If no sidewalk) walk on the left side of the road facing traffic
    Wear clothing with reflective markings or tape.
  • Approach only houses that are lit.
  • Stay away from and don't pet animals you don't know.

Homeowners:

  • Make sure your yard is clear of such things as ladders, hoses, dog leashes and flower pots that can trip the young ones.
  • Pets get frightened on Halloween. Put them up to protect them from cars or inadvertently biting a trick-or-treater.
  • Battery powered jack o'lantern candles are preferable to a real flame.
  • If you do use candles, place the pumpkin well away from where trick-or-treaters will be walking or standing.
  • Make sure paper or cloth yard decorations won't be blown into a flaming candle.
  • Healthy food alternatives for trick-or-treaters include packages of low-fat crackers with cheese or peanut butter filling, single-serve boxes of cereal, packaged fruit rolls, mini boxes of raisins and single-serve packets of low-fat popcorn that can be microwaved later.
  • Non-food treats: plastic rings, pencils, stickers, erasers, coins.

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